Personal Finance

90th Anniversary of Certification of the 19th Amendment-August 26th, 1920

Community View
Submitted by Legislator Harriet Cornell

“It struck me, very young, that it was extraordinary that my father could vote and my mother could not.  I thought it was an indignity.  I couldn’t bear the thought that she was denied so basic a right of citizenship.”  So said Caroline Lexow Babcock who was born in 1882, lived much of her life in South Nyack, and became a leading suffragist in Rockland, New York State and the nation.

Bankrate: Mortgage Rates Reset Record Low

NEW YORK, -- Mortgage rates hit record lows again this week, with the average conforming 30-year fixed mortgage rate inching lower to 4.74 percent, according to Bankrate.com's weekly national survey.

Money Wizdom: Look Who’s Cooking!

We know that these days it’s hard for busy parents even to take time out to make three square meals a day for their kids, let alone find the time to teach them basic cooking skills and techniques.

Money Wizdom: Wish List

Have you ever dreamt of owning a really fast car – or taking a month-long vacation – or buying season tickets to the ballet? As adults, we have savings goals that often require some pretty big sums of money to fulfill our wishes.

Bankrate: Mortgage Rates Stay Below 5 Percent

NEW YORK, June 3 -- Mortgage rates were a touch higher this week, with the average conforming 30-year fixed mortgage rate at 4.95 percent, according to Bankrate.com's weekly national survey.

Gov’t Loan Mod Program Leaves Some Homeowners Worse Off

Susan Lauten had done everything right during her trial mortgage modification under the government’s program to help struggling homeowners. She had submitted all the necessary paperwork and made the required trial payments on time each month.

Despite Mortgage Meltdown, Today's Borrowers Continue to Spend Twice as Much Time Researching a Car Purchase as Researching Their Home Loan

SEATTLE, April 29  -- The impact of the widely publicized mortgage meltdown appears to have caused little change in borrower behavior during the past two years, according to a new Zillow Mortgage Marketplace survey of 2,729 adults conducted on its behalf in April by Harris Interactive®.  Full Article

File an Extension or Need to Amend Your 2009 Return? Don't Forget These Credits

Dozens of new tax laws could impact your 2009 federal taxes. Experts recommend taking extra time and care with this year's return so you don't miss out on any tax breaks.  Full Article

Money Wizdom: Is It Worth It?

Picture this: You are standing in the cereal aisle in your local grocery store, faced with the usual 100+ choices. Your kids swirl around you, excitedly telling you they want this one or that one. Do you get the Kellogg’s cornflakes or the generic? The General Mills Honey Nut Cheerios or the generic O’s version?  Full Article

Money Wizdom: Tips on Tipping

What exactly is a tip? Who decided on the rules that go with how much and for what? Why are the rules different for each kind of service? And why do the rules for tipping vary by region, culture, and country?  Full Article